The importance of an insurance on a new car cannot be stressed enough. More over the blunt fact that without an insurance a car may not even be allowed to be driven on the road also raises the importance insuring a car. Also why will a person choose to not insure their new car provided that an insurance provides the following coverage,

• It takes care of all the damage made to your car. Imagine your new car gets into an accident, the repair would definitely cost a lot of money which you might have trouble spending because you have just gotten yourself a brand new car. But having an insurance saves you from that pressure of an extra expenditure.
• It also takes care of the repairing and replacement of any parts of the car which may have been damaged due to the accident. So no need to worry about spending extra money for getting that punctured tired fixed for your insurance policy has got your back.
• It takes care of any injury or damage made to a third party, a third party is basically anything living or dead which has gotten damaged during the accident which had occurred. Now obviously the person responsible for the accident is expected to make amends for the damage of the third party as well, now for a person who has just been hit by an accident himself it is not easy to think about even more added expenditure, thus a good insurance policy saves you from this extra hassle
• It also covers medical expenditure if while driving you, the driver, have also gotten injured, insurance policies take care of your hospital bills as well. Thus no need to worry about paying for yourself for the policy handles your and your cars’ bill payments.
• A zero insurance policy, which is one of the best insurance policies to opt for, when your car is a new car, does not even deduct the depreciation amount and hands over the whole amount to the owner. A depreciation amount is the amount which is deducted in standard insurance policies because the value of the car decreases with age, but if it’s a zero insurance policy then such a thing does not happen.
• Certain policies even provide assistance during personal loss like the loss of a limb or the ability to see of the driver.

Thus a full insurance policy is nothing but just two words which are used to explain a huge concept. But it is always advisable that when you have brought a new car, to save yourself from spending extra invest in an insurance policy. And let the well known insurance companies take care of the whole business of making payments, paying the third party, repairing damages, replacing parts etc. With so much benefits to look forward to, getting your new car insured will not only be the right thing to do but also a smart thing to do.